Scholarship value
Students can receive an emergency loan from the Financial Aid Office of up to
a maximum of £240 after submitting a completed application. Students must
agree a repayment date at the time of application.
Criteria
Kent Emergency Student Loans (KESL) are available to all undergraduate and
postgraduate, Home, EU or International, full time or part time students, who
find themselves in temporary financial difficulties. Applications can be made
throughout the year but final year UG's will not receive payments past 16th
April 2023.
The purpose of the loan is to aid students suffering financial difficulties
who need help with their immediate essential living costs (i.e. not
accommodation costs).
To be eligible you need to:
be fully registered
have already used all the funds available to you
have already tried other sources of funding, e.g. parents or bank
be able to repay the loan within three months
have not already got any short term loans outstanding
supply all necessary evidence
Are there any exemptions or things to be aware of when applying?
Kent Emergency Student Loans are discretionary and not given on demand.
They are loans granted when all other sources of funding have been
exhausted. The University reserves the right to ask that a student
exhausts all other reasonable avenues of funding before a KESL is issued.
They are intended to cover essential expenses such as food, for a limited
period of time, to allow time for your financial situation to improve.
Students can have more than one KESL outstanding at any one time but the
maximum amount cannot exceed £240 in total.
KESLs are loans and must be repaid. If this debt, or any other, is still
owed when you graduate then you may be prevented from attending your
graduation ceremony, with your degree being conferred "in absentia"
1.5% interest will be charged to all KESLs not repaid by their agreed
repayment date
Kent Emergency Student Loans will not be available to final year students
in the Summer Term.
Students applying for a KESL to pay for a fine will also need to provide
satisfactory evidence of this with their application. Fines imposed by the
University cannot be considered for a KESL.
Further details
Kent Emergency Student Loans are discretionary and not given on demand.
They are loans granted when all other sources of funding have been
exhausted. The University reserves the right to ask that a student
exhausts all other reasonable avenues of funding before a KESL is issued.
They are intended to cover essential expenses such as food, for a limited
period of time, to allow time for your financial situation to improve.
Students can have more than one KESL outstanding at any one time but the
maximum amount cannot exceed £240 in total.
KESLs are loans and must be repaid. If this debt, or any other, is still
owed when you graduate then you may be prevented from attending your
graduation ceremony, with your degree being conferred "in absentia"
1.5% interest will be charged to all KESLs not repaid by their agreed
repayment date
Kent Emergency Student Loans will not be available to final year students
in the Summer Term.
Students applying for a KESL to pay for a fine will also need to provide
satisfactory evidence of this with their application. Fines imposed by the
University cannot be considered for a KESL.
When and how will I find out if my application has been successful?
You will receive an email to confirm if your application has been successful.
Turnaround for applications is usually no more than 24 hours as long as all
relevant documentation has been supplied.
If an application is successful payment should be made within 4 working days.
Can I appeal if my KESL application is unsuccessful?
Students who are unsuccessful in their application may appeal against the
decision. Any appeal must be made in writing within 20 working days from the
date of the original decision, marked confidential and addressed to: -
Odette Collard-Woolmer Student Financial Services Manager (KESL Appeals) The
Registry, University of Kent, Canterbury, CT2 7NZ Please submit your appeal
via email to [email protected], stating ‘KESL Appeal’ in the subject
box.
How to apply
If you are eligible to apply you will need to log onto your KentVision Portal
and select My Fees & Finance, Apply for funding, to apply for a KESL.
You will need to upload your bank statements to your application. The
Financial Aid Office will assess your situation and decide if a loan is
appropriate.
In order to be considered for a loan, you will need to provide the following:
Up-to-date bank statements showing transactions from the last 30 days,
including the current bank balance (to show spending and that no other
funds are available e.g. overdraft)
Completed application form via KentVision
